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Best Fixed Rate Bonds of 2010, fixed rate bonds of 2,3 and 5 years and take advantage of the better interest rates offered by locking your money away for a fixed period of time. These types of savings accounts often will pay you the highest rate of interest for the shortest period of investment. You invest your money into a bank or building society for a set period of time, usually a number of years. Barnsley is currently offering a fixed rate bond of 4 years and paying 4.30% with a minimum payment of £100.